Charlotte.com - It targeted people with modest incomes and ragged credit, many of whom had been ... services to our clients within the constraints of all legal and ethical guidelines." ... the customer's initial payments and allowed them to qualify for a larger loan. FHA ...

Mortgages harder to get for local borrowers
Seattle Post Intelligencer - Like other lenders, Option One has tightened underwriting guidelines and made ... to an estimated 80,000 families who are in default but have strong credit. Stein noted that the FHA program would be of limited use unless Congress raised the agency's loan ...